Why They don's say 'Compound'?

'Repayment is applied first to full interest' is an explanation of compound interest. So lenders get 'legal cover'. In court, no one can prove not disclosing what they are doing! But if 'compound' is used:

Everyone knows Compound;

1. leads to increase in Loan owed when NO further money borrowed from lender. SEE THIS IN REALITY
2. is a charge on the money actually not received from lender.
3. No possibility for Loan to be ever repaid.
4. is a charge of interest on the total of interest + principal.
5. is charged, a situation may arise that Loan can never be repaid.
6. is multiple & opposite of simple.
7. Some small business operators borrow money to do their business. Some may use rule of thumb method of quoting their price by keeping a margin of say 10% more than interest rate they pay when they borrow. Since the rate quoted is not the one that they end up paying, they lose on their margin of profits/incur loss and become bankrupt.
8. This is what the indigenous money lenders did and made many as 'bonded labourers'. So no difference between them and modern day Banks/lenders!